Indirect cost rate calculator that sizes your overhead recovery.

Calculate your nonprofit indirect cost rate using MTDC, total direct cost, or salary base, and project indirect recovery on a proposed grant.

Direct answerThis tool calculates the indirect cost rate by dividing allowable indirect costs by the chosen allocation base (MTDC, TDC, or salaries) and projects indirect recovery on a proposed grant.
NICRA supportDe minimis checkBuilt for nonprofits

1. Enter cost structure

Calculator

Enter rate type, base type, direct and indirect costs, and proposed grant details. Or load the sample scenario.

Enter assumptions or load a sample scenario to see the results.

Indirect Cost Rate Calculator in the browser

The functional tool stays first: enter your cost totals and base type, review the rate, and only then scroll into the guide below.

Privacy-first workflow

This page runs in the browser and does not upload any data.

What this tool is built to solve

An indirect cost rate calculator divides allowable indirect costs by the chosen allocation base to produce the rate used for overhead recovery on grants.

Overhead recovery left on the table

Calculate the actual rate so you recover the full indirect costs your grants allow.

Wrong base type inflating or deflating the rate

Compare MTDC, TDC, and salary bases side by side to select the one that matches your NICRA.

Unallowable costs included in the pool

Strip out entertainment, lobbying, and other 2 CFR 200 exclusions before dividing.

Multiple base types

Calculate the rate using MTDC, total direct costs, or direct salaries and wages to match your NICRA requirements.

Unallowable cost exclusion

Strip out entertainment, lobbying, and other costs deemed unallowable under 2 CFR 200 before computing the rate.

De minimis comparison

See how your calculated rate compares to the 10% de minimis rate available to organizations without a NICRA.

Grant-level projection

Enter a proposed grant budget and see the projected indirect cost recovery amount instantly.

How to use the indirect cost rate calculator well

This section is written for searchers, answer engines, and busy finance teams: direct definitions, practical steps, and concrete follow-up guidance.

What it is

A calculator that computes the indirect cost rate by dividing allowable indirect costs by the chosen allocation base (MTDC, TDC, or direct salaries) and projects overhead recovery on a proposed grant budget.

Who it is for

Grants managers, CFOs, federal award recipients, and finance teams at nonprofits who need to calculate or verify their negotiated indirect cost rate.

What matters most

Selecting the correct base type, excluding unallowable costs from the indirect pool, and understanding whether the de minimis 10% rate would be more advantageous.

Four practical steps

Use the tool as a fast decision layer. The goal is to move from raw cost totals to a defensible indirect cost rate before your next grant proposal or NICRA negotiation.

1
Select rate type and base type.

Choose whether the rate is provisional, predetermined, fixed with carry-forward, or final, and pick the allocation base.

2
Enter direct and indirect cost totals.

Input total direct costs, MTDC exclusions, direct salaries, and the total indirect cost pool for the fiscal year.

3
Exclude unallowable costs.

Remove entertainment, lobbying, and other costs that are unallowable under 2 CFR 200 from the indirect pool.

4
See the rate and projected grant-level recovery.

Review the computed rate, compare it to the de minimis threshold, and see projected recovery on a proposed grant.

What reviewers usually validate first

These are the areas teams usually discuss first once the indirect cost rate calculation is visible.

Base type selection

Confirm the allocation base matches the one specified in your NICRA or the one required by the cognizant agency.

Unallowable cost identification

Verify that entertainment, lobbying, fundraising, and other unallowable costs have been stripped from the indirect pool.

MTDC exclusion list

Ensure equipment, capital expenditures, and subaward amounts above $25,000 are excluded from the MTDC base.

De minimis eligibility

Check whether the organization qualifies for the 10% de minimis rate and whether it would be more favorable than the calculated rate.

Cognizant agency requirements

Confirm that the rate calculation method aligns with the requirements of the cognizant federal agency.

Consistent application

Verify that the same rate methodology is applied consistently across all federal awards in the fiscal year.

Built to close the gap between a formula and a defensible overhead rate

Most search results either define indirect costs or sell grant management software. This page solves the immediate job first: calculate the rate, see the grant-level recovery, and understand what it means before you open a larger compliance workflow.

Calculator first

The functional tool stays on top so users can solve the immediate problem before reading a guide.

Interpretation included

The result cards explain what the rate means instead of leaving users with a raw percentage.

Useful before a custom build

Ledger Summit can build richer indirect cost tooling later, but this page delivers value now.

Indirect cost rate calculator questions, answered directly

Written in short form so searchers can get a clear answer without digging through generic product copy.

An indirect cost rate calculator divides allowable indirect costs by a chosen allocation base (MTDC, TDC, or direct salaries) to produce the rate used for overhead recovery on federal and other grants.

Grants managers, CFOs, federal award recipients, and finance teams at nonprofits who need to calculate or verify their negotiated indirect cost rate.

MTDC excludes certain costs like equipment, capital expenditures, and subaward amounts above $25,000, while TDC includes all direct costs. MTDC is the most common base for federal awards under 2 CFR 200.

No. The calculator runs entirely in your browser and does not upload any data to a server.

Yes. If you need NICRA preparation support, multi-year rate tracking, or integration with your grants management system, Ledger Summit can build a custom version around your process.

Need this connected to a broader workflow?

Use the free browser tool first. If you need a richer model, reporting automation, or an internal production version, Ledger Summit can build the next layer around your process.

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